Final rates and benefits of plans are based on actual plan selection (including plan riders you may request) and the assignment of any rate adjustment factors that may occur during underwriting.

It is important to note not to cancel your current coverage after health insurance quotes in Arizona are provided until your new policy is approved and is effective and you have received confirmation from the insurance company of the policy’s benefits and rates. You should receive written confirmation before you receive your actual health care ID cards. If you do not receive the ID cards within two weeks give a call at 602-752-6327 for assistance.

Health Insurance Exchanges are soon to be implemented. The point of the California Health Benefit Exchange is to “improve the health of all Californians by assuring their access to affordable, high quality care. The mission of the California Health Benefit Exchange is to increase the number of insured Californians, improve health care quality, lower costs, and reduce health disparities through an innovative, competitive marketplace that empowers consumers to choose the health plan and providers that give them the best value”. The California Health Benefit Exchange, and Health Insurance Exchanges in general, will be guided by six values.

  • Consumer-focused: At the center of the Exchange’s efforts are the people it serves, including patients and their families, and small business owners and their employees. The Exchange will offer a consumer-friendly experience that is accessible to all Californians, recognizing the diverse cultural, language, economic, educational and health status needs of those we serve.
  • Affordability: The Exchange will provide affordable health insurance while assuring quality and access.
  • Catalyst: The Exchange will be a catalyst for change in California’s health care system, using its market role to stimulate new strategies for providing high-quality, affordable health care, promoting prevention and wellness, and reducing health disparities.
  • Integrity: The Exchange will earn the public’s trust through its commitment to accountability, responsiveness, transparency, speed, agility, reliability, and cooperation.
  • Partnership: The Exchange welcomes partnerships, and its efforts will be guided by working with consumers, providers, health plans, employers and other purchasers, government partners, and other stakeholders.
  • Results: The impact of the Exchange will be measured by its contributions to expanding coverage and access, improving health care quality, promoting better health and health equity, and lowering costs for all Californians.
  • Blue Shield HMO
  • HMO Access +
  • HMO Access + Value
  • Blue Shield HSA
  • Shield Saver 4000
  • Shield Saver 6000
  • Shield Secure 2000
  • Shield Secure 4000
  • Shield Secure 6000
  • Shield Secure Plus 2000
  • Shield Secure Plus 4000
  • Shield Secure Plus 6000
  • Shield Spectrum 5000
  • Shield Spectrum 5500
  • Shield Wise 2500
  • Shield Wise 3500
  • Shield Wise 4500