Health Maintenance Organizations

These are very popular health insurance plans with several insurance companies in California, most noticeably Kaiser Permanente. To be a member in a Health Maintenance Organization (HMO), you are obligated to obtain your health care services from doctors and hospitals affiliated with the HMO. Typically as a member of an HMO, you...

Health Insurance Terms – Part 2

Exclusions and Limitations – Written language or parts of an insurance policy where conditions or medical procedures are limited or excluded from the coverage of benefits. It’s recommended to read all of these exclusions and limitations in your health insurance policy and certificate of coverage to determine which expenses are not covered.
Experimental and/or Investigational Medical...

Health Insurance Terms

Assignment of Benefits – An authorization you sign to your doctor or hospital (medical provider) that “assigns” payment to be made directly to them for whatever treatment you receive in the hospital or doctors office.

Business Day – Typically Monday through Friday, in which a health insurance company is open for business. They tend...

Health Insurance in California & Arizona

People purchase health insurance through group policies that you get typically through work, or individually by using this website and clicking on the Individual Health tab above. By 2014 it will be the law that people have health insurance. If you do not get it through a group policy through work, then you will need shop for it individually which...

Group Health Insurance

Arizona health insurance quotes for small and medium sized businesses have never been more affordable or easier to obtain than they are at YourHealthQuotes.com.  Select “Group Health Insurance” from the drop down menu on the home page, enter your zip code, and fill out a few quick questions about your business to get quotes from the highest rated companies in...

Health Net Health Plans

HMO Coverage is provided by Health Net of California, Inc., PPO Insurance Plans are underwritten by Health Net Life Insurance Company.

All HMO Plus Plans, Dental and Vision benefits are provided by Health Net of California, Inc. Dental benefits are administered by Dental Benefit Providers of California, Inc (DBP), a California licensed specialized...

Introduction to Health Insurance

The need for proper health care in the United States has never been greater as shown by the passing of the Patient Protection and Affordable Care Act, also known as Health Care Reform or ObamaCare. Getting sick or injured not at the workplace can cause great financial hardship, especially considering the current cost of medical care, which is only increasing. Health...